A Philadelphia Couple Making $90,000 PER YEAR

Everyone wants money, yet discussing it within the parameters of a relationship could be intimidating. When handled incorrectly, finances can crumble an enchanting partnership – however when done in tandem, the proper money conversations can go quite a distance. That looks different for differing people, though. Welcome to Money Talks, AskMen’s series on the partnership between our money and our relationships. Let’s discuss cents, baby.
AskMen has talked to couples where in fact the male partner brings home the bacon (and gets off onto it ) and others where in fact the female partner may be the sole provider , to the shock of some.
However, for Lindsay and Dave, finances tend to be more fluid. The couple recently moved to Philadelphia from Michigan nine months ago for Lindsay’s job offer, which made her primary breadwinner. This hasn’t been the case, and the married couple shares finances with the loving knowing that life can transform and what encircles comes around.
The pair lives a much-appreciated life at $90,000 each year in Philadelphia. The busy married couple has didn’t have children, which not merely saves money but allows them to invest as much time as you possibly can together. They learn how to splurge on the finer things in life:, such as for example David Bowie, and massages.
How did you meet?
Lindsay: At a pool in 2004. I was a lifeguard and front-desk attendant and he was my boss. Whoops!
How long are you together?
Lindsay: Does this include on a regular basis we’ve split up and gotten back together? We started dating casually in 2005, then went big or go back home in 2007. And we haven’t split up since. We have been married for eight years.
Can you keep finances separate, or shared?
Dave: We kept them separate until a month ago. Since we’ve been married, our individual monthly income was the same, so we didn’t feel any urgency to combine accounts. Now that we have an imbalance, we’ve merged our finances into one account. It has improved financial communication and we’re a little more mindful of how we spend because everything we spend is right there for the other to see.
What are some of your favorite ways to spend your money when you want to splurge?
Lindsay: We’ve never really known what it’s like to splurge. Big-ticket items are saved for birthdays and holidays and we haven’t been able to afford many vacations due to bills that kept getting in the way. Now that I am well-compensated in my job, we’ve enjoyed spending money on experiences. We recently enjoyed a long weekend away and upgraded to a new apartment that we are in love with.
Is there ever an erotic component to money?
Lindsay: Not erotic, but more of a comforting feeling. Since taking this job, I finally feel financially secure and it’s nice. I’m getting out of student-loan debt and medical bills from past surgeries and ER visits. I feel very fortunate, but it’s also very surreal to be able to pay for doctor’s visits and birthday gifts without relying on a credit card.
Lindsay, you are the primary breadwinner. What discussions lead to this? Has anyone ever acted shocked or surprised to learn that you bring in the money?
Lindsay: The job opportunity was a surprise to me. The company contracted social media work through the marketing firm I was at and I ended up being their account manager. It was by far my favorite account and we worked so well together that the business owners offered me a full-time job in Philadelphia. There is a great deal of discussion between we prior to the formal offer was sent my way. Both of us agreed that it had been an offer I couldn’t avoid. The big cross-state move was intimidating, however the company was growing at an instant rate, these were offering me an extraordinary title and, at 32, I finally felt like someone really saw my professional value and were ready to compensate me for this.
I haven’t met anyone yet who has been surprised at our financial dynamic. We have both been difficult workers throughout our careers, so individuals who know us well could see us flip-flopping regarding financial support.
Does how you were raised impact the way you spend money?
Lindsay: Absolutely. I get my frugal side from my father. I always gave my father an earful for buying “crappy $2 cereal” when I was a youngster. Now that I’m a grown-up, I lose my mind each time the supermarket tries to market me $5 Quaker Oats Squares. How dare they?
How does one handle things such as birthdays and anniversaries?
Lindsay: Oh, I really like birthdays. I really like celebrating mine and giving birthday gifts to others. We’ve a spending limit, and we’re typically good about staying within that limit. He’s been an excellent gift giver and puts many thought into what he gets me.
Dave: Anniversaries are often low-key for all of us. We prefer to have a nice dinner and don’t get too crazy with gifts.
Have you talked about having children, and do finances enter that conversation?
Dave: We decided not to have kids. We really enjoy our free time and we are both hard workers and have different schedules, so we want to enjoy the little time we need to spend together.
What’s something fun one bought the other recently as a gift?
Lindsay: Dave showered me with David Bowie merchandise for my birthday and took me to see Blondie for our anniversary. He knows what brings me joy.
Dave: Lindsay knew I was having a lot of back problems from standing for a long period at work and then having to move into a new apartment, so she got me a massage off Groupon. It was a nice surprise to see pop up in my email.
Could you share your expenses/how you split up the following:
Rent: $1,900/month
Monthly car expenses: $450 combined for two cars
Debt payments: $275/month for student loans and $50/month for an emergency room bill from summer 2016
Food spending: $120-$150 a week, which includes groceries and dining out.
Clothing spending: $20-$40 a month

Leave a Reply

Your email address will not be published. Required fields are marked *